{"id":1435,"date":"2024-10-22T11:25:04","date_gmt":"2024-10-22T11:25:04","guid":{"rendered":"https:\/\/my-money-talk.sdn-bhd.com\/?page_id=1435"},"modified":"2024-10-22T11:42:27","modified_gmt":"2024-10-22T11:42:27","slug":"elementor-1435","status":"publish","type":"page","link":"https:\/\/my-money-talk.sdn-bhd.com\/index.php\/elementor-1435\/","title":{"rendered":"“Marie Kondo” your finance"},"content":{"rendered":"\t\t
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\"Marie Kondo\" your finances<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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I had an interesting encounter with a Japanese author, Ai Ichii. She writes about organising your finances inspired by the Marie Kondo method. I found her approach fascinating, as I had never considered that our finances could be as disorganised as our laundry piles or wardrobes.<\/p>

The true goal of tidying is to clear clutter so that we are free to live the life we want. The same principle applies to our finances. If we are clearing clutter from our closets, we should also extend it to our financial lives.<\/p>

According to the official portal from the\u00a0Ministry of Communications<\/a>, financial stress in Malaysia increased by 35% in 2021. Moreover, 65% of Malaysians believe this stress has affected their job performance, and 41% admit it has taken a toll on their mental health.<\/p>

Improving financial literacy and decluttering your finances can help you feel more in control of your situation. Just like folding a pile of laundry gives you a sense of achievement, organising your finances can bring similar satisfaction.<\/p>

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Here are four inspired ways to declutter your finances using the KonMari method:<\/h5>
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\u00a01. Imagine Your Ideal Financial Life<\/span><\/h4>

This step is similar to imagining your ideal living space before tidying up. What are your financial goals? Do you want to be debt-free, save for a home, fund your children\u2019s education, travel, or invest for retirement? By clearly defining your financial goals, you can better understand why you are decluttering and what you aim to achieve.<\/p>

2. Categorise Your Financial Items<\/h4>

Marie Kondo emphasizes tidying by category, not location. Similarly, start by gathering all your financial documents\u2014statements, receipts, credit card bills\u2014and organize them into the following categories:<\/p>